As you recall, we went to a bank ATM Sunday to get cash. We got $200 from two different checking accounts, one right after the other. Here’s what hit our bank accounts, including ATM fees and exchange commissions: Chase Bank charged us $199.74 . Our credit union charged us $194.42. Big difference! The big banks are still ripping us off. Guess who’s debit card we won’t be using for the next few months?